Plans for Individuals
  • Health Suraksha Individual Old
    •
  • Citicare Indi
    •
  • Health Total Individual
    •
  • Health Suraksha Individual
    •
  • Advantage Top Up Individual
    •
  • Varishta Bima - Individual
    •
  • Corona Kavach Individual
    •
  • Super Saver Individual
    •
    Plans for Families
  • Health Suraksha Family Floater Old
    •
  • Health Surplus
    •
  • Hospital Cash
    •
  • Future Citicare Floa
    •
  • Health Total Floater
    •
  • Health Suraksha Floater
    •
  • Advantage Top-up Floater
    •
  • Varishta Bima - Floater
    •
  • Super Saver Floater
    •
    Useful Information

    Future Gen

    TPA Information

    Health Surplus

    Synopsis:

    Health Surplus is a high deductible health insurance plan

    Highlight:

    • This plan supplements your existing health insurance where you can go for higher sum insured over and above a deductible limit
    • It can be bought by those also who do not have any health policy
    • No Medical tests required up to the age of 55 years
    • No loading on renewal premium in case of a claim
    • Attractive family discount is available
    • Tax rebate available as per provision of Income Tax Rules under section 80-D

    Benefit:

    Title
    Description
    Room Rent Limit
    No Limit
    ICU Daily Rent Limit
    No Limit
    Pre-Hospitalization Expenses
    60 days
    Post Hospitalization Expenses
    90 days
    Pre-Existing Disease / Illness coverage
    After 48 months
    Waiting Period for New Policy
    30 days
    Medical Screening
    Above age 55 years
    Nursing Allowance
    24 hours