Useful Information

IFFCO

TPA Information

Health Protector Plus Individual

Synopsis:

In this policy you opt for a compulsory deductible amount, which you bear either through existing health coverage or through own/other sources. The policy acts as an additional cover over and above the deductible amount.

Highlight:

  • High coverage at low premium
  • No Medical Tests up to 45 Years
  • Cashless facility available at over 4000 network hospitals across India
  • Directly serviced by IFFCO TOKIO without any Third Party
  • Emergency Additional Services at no extra cost
  • Life Long Renewal
  • Pre and post hospitalization expenses are also covered for non-allopathic treatment
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Covered
ICU Daily Rent Limit
Covered
Pre-Hospitalization Expenses
60 days
Post Hospitalization Expenses
90 days
Minimum Hospitalization Period
24 hrs
Pre-Existing Disease / Illness coverage
After 48 months of continuous coverage
Waiting Period for New Policy
30 days
Medical Screening
Above age 45 years
Free Health Checkup
Up to 50% of the cost reimbursed
Ambulance Expenses
Max 3000
Non-Allopathic Treatments
Covered
Daily Hospitalization Allowance
Up to 0.1%
Donor Expenses
Covered
Nursing Allowance
Covered