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Plan No. 865

This investment is best for children. However, it is beneficial to invest at a young age.
This plan is ideal to invest for higher education
It is single premium policy where opting for Lumpsum or Installment Benefit both are good. ( Regular and Limited mode applicable.)
This plan supports short term investment, where you can avail benefits later in life
Get maturity through installments that help to fill the income gap in future
Safe haven to park the profits from startups with guaranteed future returns
Avail lumpsum maturity which helps to augment funds for future needs or business.
This plan provides financial support to the family in case of unfortunate death of the life assured
Increasing guaranteed income benefit option that helps to take care of fixed needs cost of which always keep escalating
Excellent option to invest retirement proceeds like gratuity with guaranteed income benefit OR Lumpsum maturity which is helpful to fulfill old age commitments.
It is a great alternative for bank deposits and is also the new version of FD with Guaranteed Returns and Life Cover

How Does This Policy Work

Sample illustration

Eligibility Criteria
Minimum Entry Age	3 years (completed) for policy term of 15 years
	8 years (completed) for policy term of 10 years
	13 years (completed) for policy term of 5 years

Maximum Entry Age	Option A & Option B : 50 Years (nearer birthday)
	Option C: 65 Years (nearer birthday)
	Option D: 40 Years (nearer birthday)

Minimum Maturity Age	18 Years (completed)

Minimum Age at Maturity	Option A & Option B: 65 Years (nearer birthday)
	Option C: 80 Years (nearer birthday)
	Option D: 55 Years (nearer birthday)

Policy Term	Option A & Option B : 10 & 15 Years
	Option C & Option D: 5,10, & 15 Years

Premium Paying Term (For Regular/ Limited Premium)	5 & 10 years for 10 Year Policy Term
	5, 10, & 15 years for 15 year policy Term

Payout Period	Option A & Option B: Equal to Premium Paying Term
	Option C & Option D: Equal to Policy Term

Minimum Annualized/ Single Premium	Option A & Option B: Rs. 30,000
	Option C & Option D: Rs. 2,00,000

Maximum Premium	No Limit

Minimum Sum Assured on Death	No Limit